15 Must-Have Shop Now, Pay Later Summer Outfits in the UK

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min read


Summer is always such an important time for fashion, for the brand designers themselves, to everyday consumers like us. 


We can’t quite put our finger on it, but the warmer weather provides endless possibilities for colour, the fit type, and the agonising choice between shorts or trousers. If you live in the UK, we only get about a month or two of summer, so when it comes, we like to be ready. 

With so many great summertime spectator sports like Wimbledon, cricket, or, in the bizarre case of this year, football, we should all strive to find outfits that make us as watched as the sports we’re watching, a la David Beckham: you’ve heard the phrase “Bend it like Beckham”, but with Zilch’s buy now, pay later for these 15 summer outfits, you’ll be able to trend it like him, too. 


Green V Neck Tie Sleeve Gingham Midi Dress

Part of their summer dreaming range, River Island always has a great mix of affordable, yet high-quality stuff. With this chic, yet lowkey white and green chequered dress, you’ll be clad in green, but others will be feeling green.

Obviously, we have a soft spot for anything green, but these would go amazingly well with white plimsoles, or even green ones if you’re feeling extra bold. With Zilch’s shop now, pay later clothes in the UK, you only need to pay 25% upfront, and the rest over 6 weeks.

Soulmia Cottagecore Solid Sleeve Slim Fit Shirt

The exact opposite of a tank top, this shirt is very flattering, without making it look like you’re trying too hard. Although this is a summer outfit list, this shirt would also crush it in the spring, too. That’s 2/4 seasons, talk about getting good bang for your buck.

Sleeves up or down? You decide. But the breathable cotton fabric means you won’t make the wrong decision. This shirt would go brilliantly well with khaki shorts or trousers, giving you the look of a sexy pirate sailing the seven seas.

With Zilch’s buy now, pay later clothes in the UK, we can float the price over 6 weeks, so you can sail away towards your ideal life.

ASOS Design Plunge Mini Sundress with Ruched Waist in Seersucker Gingham

ASOS is totally dominating the online fashion market, and for good reason.

With over 80 different brands on offer at super competitive prices, coupled with super fast delivery, ASOS should be your go-to.

This dress has RANGE. Whether you’re at the Wimbledon final, or at Glastonbury, you’ll stand out, but you won’t look out of place. This would go great with flip flops, sneakers, and a hat would be a great addition, too.

With Zilch’s shop now, pay later at ASOS, you won’t feel rushed to make your payments. Just pay 25% upfront and the rest over 6 weeks.

Polo Ralph Lauren Classic Pique Polo Shirt

What does classic, in a fashion sense, mean really? To us, it means you can’t go wrong. A polo from Ralph Lauren is one of the safest bets money can buy.

Some of the highest quality polo shirts on the market, these shirts are guaranteed to pique the interest of others. We think this shirt would be awesome with jeans or blue shorts.

The understated red logo speaks volumes, being one of the most iconic fashion logos out there. After all, as the phrase goes, “If you’ve got it, flaunt it.”

With Zilch’s buy now, pay later for fashion, we’ll make sure you’ve got it, just pay 25% upfront, and the rest over 6 weeks.

Kate Spade Pola Dot Candy Jumpsuit

This jumpsuit channels 50s Hollywood glam with its polka dot print. It’s the perfect office-to-night out ensemble. If you love classy and effortlessly elegant pieces, this one’s for you.

Although Kate Spade is pricey, with Zilch’s shop now, pay later in the UK, you won’t feel like you’re shovelling piles of money. Simply pay 25% upfront and the rest over 6 weeks.

Diesel Faber Jacket Navy

Diesel’s uniqueness lies in the fact that it’s so covert, it’s overt. Diesel clothing always gives off a chilled out vibe, whilst clearly showing you care about your appearance. It’s effortless effort.

With summer jackets, nothing is worse than overheating, but with this jacket made mostly from cotton, there’s no danger of that. This jacket would match perfectly with a grey t-shirt or jumper, topped off with some blue jeans.

With Zilch’s buy now, pay later fashion in the UK, we can provide you with the fuel to live your best life, and, of course, that starts with your clothes. To live your best, you have to look your best.

The Reformation Rika Two Piece

This striking two-piece dress comes in green and chestnut, meaning you get to choose what works best for you. If you feel like showing some midriff, then this has GOT to be the right dress for you. This exotic dress would go perfectly with some stylish sandals or plimsoles.

The coolest thing about The Reformation is their transparency; they include the sustainability impact of the dress; in this case, they’ve saved roughly 8 kgs of CO2 in producing the dress, and they give you the height and measurements of the model used.

At Zilch, we also know honesty is the best policy. Unlike most banks and credit cards who profit off the late fees of their customers, we earn our revenue from merchants where you shop, so we’re on the same side. That’s why we offer you shop now, pay later at all fashion brands in the UK. 

J. Crew Indigo-dyed Shirt in Print

J Crew’s brand is an all-American classic. Travel back in time to the last century with their no-nonsense retro items.

One of the summer’s bestsellers, the Indigo-dyed shirt in print has a stunning design that gets more intricate the closer you get.

What’s more, it’s made from sustainable materials, meaning you’re sustaining the environment as you sustain your sense of style. This would look great with jeans and white shoes, giving you the smartest of casual looks.

Join the Zilch crew, where we offer you shop now, pay later for fashion brands in the UK.

Pretty Little Thing Pink Checked Cropped Shacket

Part of the “staycation” occasions range at Pretty Little Thing, this shacket is flying off the shelves.

This would be perfectly complemented by white jeans or leggings. We also recommend a white top to go underneath.

At Zilch, we offer you buy now, pay later, so you can start wearing this jacket for a pretty little price.

Versace Jeans Couture Versace Jeans Polo

One of the most glamourous brands out there, this understated polo is a great addition to Versace’s collection, and, hopefully soon, to yours as well.

The perfect solution to a formal event under the summer sun, this shirt comes in black or white, meaning it’s practically impossible to botch an outfit with this at your disposal. This shirt would go great with black or blue jeans.

With Zilch’s buy now, pay later for clothes in the UK, we can make sure you get this awesome polo while it’s still hot. Just pay 25% upfront and the rest over 6 weeks.

Lululemon Wunder Train High-Rise Leggings

The athleisure brand that has taken the world by storm, Lululemon has become a global household favourite. An essential item for any women’s wardrobe, there are leggings, and there are Lulu leggings.

Great for either intense sport, or simply a walk in the park, these leggings are as styling as they are comfortable.

Coming in 7 different colours and patterns, you can put the “U” in Wunder. With Zilch’s buy now, pay later for fashion, you don’t need to wunder how we do it, but you just pay 25% upfront and the rest over 6 weeks.

Under Armour Tech Quarter Zip T-Shirt

Under Armour has become one of the leading global sports brands, signing world-famous superstars like Steph Curry, and for good reason.

Truly the pinnacle of high-quality sports gear, Under Armour is reasonably priced, too.

This quarter-zip t-shirt is super lightweight and breathable, offering functionality as well as comfort. For a sporty-casual look, we recommend some tracksuit bottoms or jeans.

Get this with Zilch’s buy now, pay later in the UK, 0% APR.

Zara Long Silk Dress

A household name for fashion brands, Zara is a great mix of affordable, yet high-quality clothes. No more is this the case than with the long silk dress from Zara’s brand new summer collection.

Costing a mere £119, treat yourself to the sublime comfort afforded by silk, and imagine yourself overlooking the serene water of the French Riviera.

With Zilch’s shop now, pay later for fashion brands in the UK, you can take this divine dress home with you for less than £30, and pay the remainder over 6 weeks.

Ted Baker Floral Printed Swimshort

Sometimes in fashion, less is more. This is true with these awesome shorts.

In the summer, you never know when you’ll want a dip, so it’s always good to come prepared. But even if you choose to forego a quick swim, these shorts are just as stylish out of the water as they are in.

We mentioned less is more, and at Zilch, we wholeheartedly believe this. That’s why we offer buy now, pay later fashion brands, so you can pay less upfront, and get more out of your life.

Free People Orianna Dress

This stunning dress is perfect for all shapes and sizes, coming in Bronzed, Ivory, and Smoked Pink.

This dress would be perfect for any summer evening.

With Zilch’s shop now, pay later for all fashion brands in the UK, we can free you from your financial worries.


It’s a well-known fact that your wardrobe is an extension of yourself, so that’s why it’s all the more important you have a wonderful wardrobe. At Zilch, we can help you get that done, offering shop now, pay later for all fashion brands in the UK.

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