Super quick.
Super simple. Super easy.

4.7 / 5.0

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Select the store you
want to shop at.

Activate your card
for the store.

Checkout with
your Zilch card.

Easy, automated
payments.

Only pay 25% upfront.

Buy the things you love and simply pay for them over time.

25%

1st payment

at checkout

50%

2nd payment

after 2 weeks

75%

3rd payment

after 4 weeks

Final payment

after 6 weeks

Zerointerest.

Zero surprises.

Zero stress.

And the Catch?
No Catch.

Stores pay us a lil’ somethin’ when you shop there.

Zero hidden fees.
Zero interest.

Never pay any interest, late fees, early fees, annual fees, ever.

Refunds are
super simple.

You can return your shopping like you normally would. No drama.

Easy, automated payments.

We’ll always keep you in the loop about your payments. Simply keep track of them in your dashboard.

Questions? Check out our FAQs.

Take me to FAQs

Whoop. Whoop.
You’re on the list.

We’ll let you know when you’re front of the line.
Don’t worry it’ll be pretty soon.

Look out for a link in your inbox.