Two ways to pay and a whole lot of features.
Buy now and pay later over 6 weeks*.
Or pay in 1 and get 2% cashback.
Manage your cashflow with a balance
personalised to you. All in one place, for
your peace of mind.
Get instant notifications every time you spend. Account protection with Touch ID, Face ID, fingerprint or PIN.
Need more time to make
that payment? Tap snooze.
Voila, you’ll get 4 extra days.
Earn Zilch Rewards when you pay in full or
refer your friends! You can use rewards to
discount future purchases.
We’ll alert you before your instalments
due. So you won’t have any surprises.
Any spend over your personal balance will be added
to your first payment at checkout.
Pay the rest over 6 weeks.