Founder and CEO of Zilch, Philip started with a vision to create a Buy Now, Pay Later service without the usual credit hangover. Since 2018, he’s gone on to shape a product that combines the best features of credit cards and interest-free instalment financing for customers to pay over time. He’s a man of his word.
Before Zilch, Phil made waves in the Fintech world. Launching mobile payment services to over 20 million users in 15 countries across Europe, India and Africa – where he was the founder of a Top 40 Fintech company.