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Shop all your Essential apparel, including Coats, Shoes, Accessories, and more––only at Cotton Traders! You can also enjoy the 0 hassle BNPL model when you use Zilch at checkout. Go ahead and look your best, with Zilch and Cotton Traders.
2 ways to Buy Now, Pay Later.
Zilch Anywhere for a maximum £2.50 fee at any non-participating online brands. Pay 25% upfront (plus the fee). Pay the rest in 3 instalments.
Pay 25% upfront. Pay the rest in 3 instalments. No fees at 1000’s of participating brands. Online and in-store.
1. Select Cotton Traders on the Zilch app.
2. Choose how you want to pay:
Pay in 4 instalments or
select 'Pay in 1' to earn 2% cashback
3. Enable card and shop using your
Zilch card details at checkout!
Tap and pay everywhere on the
high street with no fees. 0% APR.
"Absolutely brilliant! Easier than I thought and can be a lifeline when needed. I will definitely be using again and recommending to people. Repayment terms are extremely good too."
"Hassle free shopping, connecting Google pay or with Zilch virtual card it's easy, all you have to do is pay 25% up front payment of your bill at checkout, that it"
"Great site, better than all other similar ones, highly recommend!"
"Fantastic. Easy to set up and use. Great reminder calendar on account page. Thank you Zilch ☺"
"Excellent really happy first time and went without a hitch, helped me when in need. Super zilch thank you"
"Really handy if you need something urgently while waiting for payday! Quick easy and hassle free"
"Fantastic new app to spread the cost."
"Zilch is great, no hassle, does exactly what it says on the tin! Would definitely recommend!"
"Excellent service let’s you buy the things you love."
"Absolutely brilliant! Easier than I thought and can be a lifeline when needed. I will definitely be using again and recommending to people. Repayment terms are extremely good too."
"Hassle free shopping, connecting Google pay or with Zilch virtual card it's easy, all you have to do is pay 25% up front payment of your bill at checkout, that it"
"Great site, better than all other similar ones, highly recommend!"
"Fantastic. Easy to set up and use. Great reminder calendar on account page. Thank you Zilch ☺"
"Excellent really happy first time and went without a hitch, helped me when in need. Super zilch thank you"
"Really handy if you need something urgently while waiting for payday! Quick easy and hassle free"
"Fantastic new app to spread the cost."
"Zilch is great, no hassle, does exactly what it says on the tin! Would definitely recommend!"
"Excellent service let’s you buy the things you love."
