You’ll be walking on Air Force 1s when you use Zilch to shop for all your Nike essentials. Break the cost of your shoes into 4 manageable, interest-free payments. Or score 5% cashback when you pay in full. Whether you’re shopping for trainers, tracksuits, or sportswear, Zilch helps you “just do it”.
2 ways to Buy Now, Pay Later.
Zilch Anywhere for a maximum £2.50 fee at any non-participating online brands. Pay 25% upfront (plus the fee). Pay the rest in 3 instalments.
Pay 25% upfront. Pay the rest in 3 instalments. No fees at 1000’s of participating brands. Online and in-store.
Pay back over 6 weeks.
Zero late fees.
0% APR at 1000's of stores.
Pay back over 6 weeks.
Zero late fees.
0% APR at 1000's of stores.
"Absolutely brilliant! Easier than I thought and can be a lifeline when needed. I will definitely be using again and recommending to people. Repayment terms are extremely good too."
"Hassle free shopping, connecting Google pay or with Zilch virtual card it's easy, all you have to do is pay 25% up front payment of your bill at checkout, that it"
"Great site, better than all other similar ones, highly recommend!"
"Fantastic. Easy to set up and use. Great reminder calendar on account page. Thank you Zilch ☺"
"Excellent really happy first time and went without a hitch, helped me when in need. Super zilch thank you"
"Really handy if you need something urgently while waiting for payday! Quick easy and hassle free"
"Fantastic new app to spread the cost."
"Zilch is great, no hassle, does exactly what it says on the tin! Would definitely recommend!"
"Excellent service let’s you buy the things you love."
"Absolutely brilliant! Easier than I thought and can be a lifeline when needed. I will definitely be using again and recommending to people. Repayment terms are extremely good too."
"Hassle free shopping, connecting Google pay or with Zilch virtual card it's easy, all you have to do is pay 25% up front payment of your bill at checkout, that it"
"Great site, better than all other similar ones, highly recommend!"
"Fantastic. Easy to set up and use. Great reminder calendar on account page. Thank you Zilch ☺"
"Excellent really happy first time and went without a hitch, helped me when in need. Super zilch thank you"
"Really handy if you need something urgently while waiting for payday! Quick easy and hassle free"
"Fantastic new app to spread the cost."
"Zilch is great, no hassle, does exactly what it says on the tin! Would definitely recommend!"
"Excellent service let’s you buy the things you love."
You're probably wondering, "hey Zilch, how do you make money if you
don't charge interest?"
Unlike "traditional" cards and banks that make
money when their customers are late on payments, we earn our revenue from the merchants where you
shop, not from you being late on payments!
We are a team of 140, all based in the UK, dedicated to changing the way
people pay
for goods and eliminating the need for interest. We have big ambitions and we hope you'll join
us on our journey!
The Zilch Team 💚
