Pay for Groceries in Full and Earn Zilch Rewards
As the phrase goes, a penny saved is a penny earned.
This couldn’t be closer to the truth in terms of grocery stores. A weekly trip to the store can cost anywhere from £50-£100. With this in mind, the little things count all the more.
The more you save at the grocery store, the more you can spend money on yourself and other things you might need.
Bring your bag.
Every time you ask at the checkout counter for a bag, most grocery stores will charge you between 5-10p. Whilst this doesn’t sound like a lot, these expenses add up over time.
So, why not spare yourself the unnecessary hassle of paying more when you can bring your heavy-duty bag from home?
Most stores will offer you very durable bags at a reasonable price normally not exceeding £2.50. Not only can this be cheaper, but, as you’re reusing your bags, this is way better for the environment, too.
Sign up for the grocery store’s reward scheme.
Tesco, Sainsbury’s, and most other major grocery stores have some form of rewards program. Putting it simply, it goes like this: when using the rewards program, you can benefit from the money you spend in-store, whereby the money value turns into points you can get to save on future purchases.
We encourage you to do this, especially as you can sign up to be notified whenever the store has an exclusive offer or deal.
At Zilch, we have something similar going on. If you choose to pay all at once with your digital Zilch card, you’ll get 2% cashback in Zilch Rewards, which can be used to save you real money on future purchases.
Check the items at the back.
By far one of the hardest aspects of the weekly trip to the grocery store is trying to keep track of when items of food expire. After all, expired food is worthless food.
So, it’s always in our interest to get the latest possible expiry date so you have as much time as possible to prepare the food in the right way.
If you can keep it between us, most grocery stores put items at the back which go off later on in the month, so, if you’re looking for the largest amount of time before your food goes off, why not reach back slightly further than usual?
Keep an eye out for specials.
A little industrial secret about grocery stores; they have to hit a quota if they want their suppliers to continue to do business with them.
So, if a grocery store is having a bad month with a product, it just isn’t selling, then they will likely do some sort of promotion to ensure that these are sold.
If you keep an eye out, you’ll be able to spot these promotions; they’re usually indicated by a big yellow sign saying “special”.
When you sign up to join Zilch, you can either pay online or use your new digital Zilch card. This allows you to buy now, pay later at grocery stores like Sainsbury’s.
Allow us to explain: you can pay 25% upfront for any purchases from Sainsbury’s, and pay the rest over 6 weeks with 0% APR.
And as we mentioned earlier, when you pay in full with Zilch, you can get 2% cashback in Zilch Rewards.
At Zilch, your financial freedom and wellbeing is our number one concern. Unlike traditional banks and credit cards which rely on their customers’ late fees to make a profit, we earn our revenue from the merchants where you shop. In other words, we’re totally on your side.
Please spend responsibly, spending more than you can afford could seriously affect your financial status.
Credit is subject to status, 18+ UK residents only. T&Cs apply.
Representative Example for a non-eligible store: Based on a loan purchase of £400. The total amount of credit is £300. The total charge for credit is £2.50 (transaction fee). With an 0% interest rate, the total amount repayable is £402.50 paid over 6 weeks (including the 1st payment made at time of purchase of 102.50 inclusive of fee payment). The Representative APR will be 11.5%.