The Zilch Guide to Winter 2022 Fashion Trends

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min read

Winter fashion, it’s underrated. But at Zilch, we know that Winter 2022 fashion trends are going to prove otherwise.

This year, looks reminiscent of the early 90s are making a comeback. Say hello to neon windbreakers and more.

Then get ready to make a statement with an emphasis on colourful and edgy pieces.

Expect double-purpose clothing to take the spotlight as well.

Shop for your style staples with Zilch to pay in 4 over 6 weeks with 0% APR at thousands of participating stores, including the ones below.

To pay in 4 over 6 weeks at non-participating stores, you can use Zilch Anywhere. When you choose this option, you’ll pay 25% with a transaction fee upfront, then pay the rest in 3 instalments over 6 weeks*.

You also have the option to pay in full to get cashback in Zilch Rewards, which you can use to discount future purchases.

Here are the top Winter 2022 fashion trends to watch out for:

Retro Ski Wear

Think ski apres with a 90s twist. From eye-catching all-in-one ski suits to multi-coloured windbreakers, comfy and cosy are both in the memo.

So if you’re looking for the ultimate retro ski-wear piece that’s both versatile, winter-savvy and show-stopping, we’ve got you.

Zilch this floral puffer gilet from Zara. It’s not only water-repellent, but it’s also reversible.

So you can go for either the periwinkle side with botanical details, or the plain black side if you’re in the mood for something sleek and evocative.

Style-savvy Shackets

If you’re wondering what a shacket is, it’s simply a double-purpose garment that can be used either as a shirt on its own or be layered over as a jacket.

Convenient, right? It also goes well with anything, whether you’re pairing it with trousers or a long skirt.

Our fave way to style it? Wear it together with a turtleneck top and wide-leg jeans for a chic, relaxed look.

Get that look. Zilch this quilted shacket from H&M. Tap and pay in full in-store or online to cashback in Zilch Rewards. You can also buy now, pay later with no fees and 0% APR*.

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Comfy meets chic in this stylish shacket from H&M.

Biker Chic

Nailing the biker chic aesthetic is actually easy as pie.

Think all black ensembles, leather (or its kinder, more eco-conscious faux version) clothes and accessories.

The most important element of this edgy look? A pair of black boots to complete the rock and roll vibe, of course!

We’re loving these Lugged Winter 2.0 high top shoes from Converse. We think it’s ultra cool that they’re unisex, waterproof and can even be used for hiking.

If you’re into functional and fashionable pieces, then why not try Zilch to cashback in Zilch Rewards? You can also buy now and pay later with Zilch!

Bold Colours

Prints and bright colours are all the rage again. And rightly so.

A pop of colour or a unique print can definitely jazz up any outfit. So if you’re looking to level up your OOTD, we’ve got something for you.

This Aztec knitted jumper from ASOS is your best bet. Pair it with some denims and you’re good to go.

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Prints are in again. The more colourful, the better!

Shop responsibly and buy now, pay later at ASOS with Zilch! When you pay in full, you can alsocashback in Zilch Rewards.

Sweater-Dress Hybrid

Just like the double purpose shacket, the sweater-dress hybrid is also a staple this season.

It’s much easier to style than separates and it also exudes class and elegant vibes.

Celebs like Blake Lively, Hailey Bieber and Bella Hadid have been spotted wearing this trendy piece.

Looking to follow suit? This long-sleeved sweater dress from Uniqlo ticks all the boxes!

Buy now, pay later with Zilch today!

And this rounds up our Zilch winter edit. Let our tips above guide you through upgrading or upcycling your winter wardrobe.

If you want to check out more clothing options, head over to the Zilch app or website to explore thousands of stores and pay in 4 over 6 weeks with 0% APR.

See you there!

Please spend responsibly, spending more than you can afford could seriously affect your financial status.
Credit is subject to status, 18+ UK residents only. T&Cs apply.

Representative Example for a non-eligible store: Based on a loan purchase of £400. The total amount of credit is £300. The total charge for credit is £2.50 (transaction fee). With an 0% interest rate, the total amount repayable is £402.50 paid over 6 weeks (including the 1st payment made at time of purchase of 102.50 inclusive of fee payment). The Representative APR will be 11.5%.

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